Author Posts

Two-Step Verification (2SV)

A majority of sites and applications typically require the use of a username, as an identifier, and a password, as a primary authentication method. Depending on assessed risks and the sensitivity of data accessed through the login form, a more secure login posture may be required. A MultiKey authentication system provides the opportunity to configure [...]

A Quick Guide to Copyright Law and the Internet: Part 1

As an experienced marketing professional and designer, I have overseen the creation of content and graphics, as well as the procurement of images for websites and marketing materials. Throughout the years, I have found that the process of creating graphics and finding images should be approached with caution. While you might think that images or [...]

It’s About Time

Banking is one of those mature industries that has historically enjoyed a slower pace of change. Universal, societal adoption of newer technology is forcing financial institutions to pick up the pace. This industry-wide quickening is always accompanied by the trend-watchers and salesmen that peddle seemingly guaranteed success if you adopt their newest technology offering (or [...]

Measure Once, Then Cut?

“Measure twice, cut once.” This age-old English and Russian proverb originated in carpentry and needlework1.  It refers to taking special care in understanding requirements and exercising due diligence in execution of work. This proverb permeates modern business practices, from strategic decision making to the smallest manufacturing processes. Modern software development methodologies, like Waterfall2 and Agile, [...]

Bank Customers of the Future Today

In retail, marketers expend countless hours every year trying to forecast what consumers will want to buy in the future. It takes a long time to design, source, manufacture, package, and get products on shelves (to summarize the retail production process) at the right time for consumers to purchase. The COVID-19 pandemic of 2020 has [...]
person holding phone with mobile banking app open

Digital Banking: Vital Now More Than Ever

The outbreak of the Coronavirus pandemic resulted in several, impactful health initiatives emphasizing social distancing and even, in some cases, mandated lockdowns. In the banking industry, this led to a heightened need to provide reliable, no-contact access to accounts and funds through digital banking channels. Financial institutions began heavily promoting their available digital platforms, as [...]
Calendar with push pin stuck on March 19th

Are You Ready for March 19th, 2021?

March 19th is a big day for the Automated Clearing House (ACH) network. This date marks the scheduled start of the next Same Day ACH expansion. This rule provides an additional two hours for item submission each day, allowing for a third submission window. Items input into the Fed by 4:45 pm ET (3:45 CST) [...]
computer with web design software open

Considering a New Site Design? Here are 6 Web Design Trends for 2020 (Part 1)

Websites are essential to the success of any business, as they establish a sense of credibility and professionalism, while also allowing users easy access to information about your company. Often, your website the key to attracting new customers and, perhaps even, retaining current customers. The actual design of your website has a significant and impactful [...]