Eliminate the need of manually swapping data between disjointed systems
with this real-time ATM processing solution.

Automated Systems offers a cost-effective real-time ATM processing solution. This solution provides operational efficiencies over traditional batch processing. The key to real-time processing is the transaction server, which is used to facilitate the flow of transaction information between the transaction origination point and the Insite Banking System application database. The real-time connection eliminates the need of manually "swapping" data between disjointed systems and provides up-to-the-minute account memo balances.

The adoption of a real-time ATM processing solution can lead to lower collection costs as previous inefficiencies that created the potential for customers to draw on negative fund balances are eliminated. Real-time ATM processing results in a customer's balance information being simultaneously updated in both the bank and the ATM databases following a transaction, which eliminates the potential for drawing on "phantom funds".

Benefits:

• Enhance customer banking experience
• Lower collection costs
• Real-time account memo balances
• Eliminate "float"

Automated Systems offers real-time solutions with:

• SHAZAM®
• STAR®
• Fifth Third
• Transfund